Credit Card Payment Processing
ACH payments are electronic payments made directly from one bank to another. ACH stands for Automated Clearing House Network. It allows merchants to accept payments from clients via their bank account.
Checks Processing offers ACH payment processing for businesses of all sizes in various industries including but not limited to: adult, CBD, credit repair, debt collections and nutraceuticals.
There are many advantages to this type of payment solution. First off, you no longer have to run to the bank which definitely saves a lot of time and frustration. Also, it saves the merchant money as far as bank fees are concerned, as well as minimizing errors because it’s an automated process. You can also set up to have your clients pay you automatically when recurring billing is needed. It’s always a plus to be paperless and go green! You’re saving money, saving paper, and its secure.
Credit Card Processing Online
This is a great alternative solution to merchant processing. It allows clients to make purchases without a credit card or a check. ACH has lower fees than merchant processing and is fast, easy, and reliable for both your business and your customers.
Checks Processing with over 20 years’ experience, provides ACH payment processors
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How it Works
ACH payment processing is an alternative to using credit cards or paper checks. Customers provide their routing and account number, which is manually entered into the ACH payment gateway or portal by the merchant or the client. The entire process is easy and fast because of our integrated shopping cart. The payment is sent electronically, verified, and the funds are deposited into your business bank account. This is a great alternative for a client who may not have a credit card available to make a payment, whereas approximately 95% of American households have a bank account.
NACHA is not a government agency, but a nonprofit membership association that oversees the ACH industry and works alongside the Treasury and the Federal Reserve, among others. This synergy creates one of the most reliable, safest, and largest payment systems in the world. According to NACHA, back in 2015 the total dollar value of ACH transactions was over $43 trillion. It’s an excellent solution.
Easy Approval! Whether your business is a retail location, MOTO, online, and regardless of the method you use to accept payments, ACH will work for you. ACH merchant services are available 24/7, any time: day or night.
Benefits
- Lower fees than merchant processing
- Unlimited volume
- Recurring billing
- Check verification
- Same-day ACH approval
- Very late cutoffs
- Integrate to most platforms (CRMs, Shopping Carts, Gateways)
- Credit card declines, now rescue with ACH
- Sales can improve up to 30%
- ACH payments are tougher for customers to dispute than credit card processing (we’re on your side!)
